Careers

Loan Officer
Premier Credit Union - Des Moines
11/22/2021

We are looking for a loan officer to evaluate, authorize approval or deny loan applications for our credit union members. You will act as liaison between members and the credit union and you will help qualified applicants acquire loans in a timely manner.

Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with members either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel members on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess members needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, member loyalty and satisfaction throughout the underwriting process
  • Assist the front line as needed for regular credit union operations
  • Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

Skills

  • Proven working experience as a loan officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment
  • BS degree in finance, economics or a related field

Starting pay - $16-$25 DOE

Melissa Payne
515-2453501




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